Group Insurance

When an applicant looks for employment, the two most important factors they consider are salary and benefits. C.G.Smith Insurance Group offers a full range of comprehensive benefit solutions and will provide you with the guidance and support you need to ensure an ideal coverage solution for your business. Working with employer groups of any size from sole proprietors to 100+ employee businesses, Lynch Insurance collaborates closely with business owners to ensure a benefits package that meets the needs and budget of a given group.

We represent nearly every major carrier in a given insurance category and can design packages that include:

  • Health Insurance
    • Managed Care
      • Health maintenance organization (HMO)
      • Preferred provider organization (PPO)
    • Consumer-driven health care
      • Flexible spending account (FSA)
      • Health Reimbursement Account (HRA)
      • Health Savings Account (HSA)
    • High-deductible health plan (HDHP)
    • Medical savings account (MSA)
      • Private Fee-For-Service (PFFS)
      • Defined Contribution Health Plans
  • Supplemental Health Benefits
    • Critical Illness
    • Cancer Care
    • Hospital Confinement Coverage
    • Injury Protection
  • Dental
  • Vision
  • Life Insurance
    • Group Life Insurance
    • Executive Life Policies
      • Key Man Insurance
      • Deferred Compensation Strategies
    • Business Continuation Strategies
    • Buy-Sell Agreements
  • Disability
    • Group Disability Insurance
    • Executive Disability Policies
      • Key Man Insurance
    • Business Overhead Expense Coverage
  • Property and Casualty (Liability, WC, Commercial Auto and Property)